The U.S. Department of the Treasury cited RK&O and Wharton FinTech's 2016 Survey of U.S. Marketplace Lending in their white paper "Opportunities and Challenges in Online Marketplace Lending." This white paper provided a summary of what the Treasury Department learned through its 2015 Request for Information. It also contained research on and recommendations for the industry.
In the section "Potential Liquidity Risk," which begins on page 35, the white paper cited our survey's findings that 82 percent of investors surveyed were somewhat familiar with marketplace lending, and that 50 percent of firms surveyed had capital allocated to the industry.